The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 20, 2026
Filed:
Feb. 14, 2024
Jpmorgan Chase Bank, N.a., New York, NY (US);
Neill Clayton-Smith, Claymont, DE (US);
Vikrant Kshirsagar, Westerville, OH (US);
Parul Patidar, Jamesburg, NJ (US);
Prasad Kulkarni, Jersey City, NJ (US);
Alain Demour, New York, NY (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
Various methods, apparatuses/systems, and media for optimizing user experience for a customer who is interacting with an authorization server are disclosed. A resource server provides corresponding context information when passing the customer to an authorization server. The context information is used by the authorization server to identify the customer in context, and once identified, the authorization server determines whether the customer has credentials or not. When it is determined that the customer is not a new customer and has credentials, he/she is prompted to login. When it is determined that the customer is a new customer, he/she is prompted to create an account first and then create digital identity and associated credentials. Existing customer without credentials is prompted to follow a registration flow to provision credentials. Once credentials have been created, the customer is automatically logged in and the authorization flow continues to a consent step for completing a transaction.