The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 20, 2026

Filed:

May. 17, 2024
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Manish K. Deliwala, Chandler, AZ (US);

Jonathan Lupton, Littlehampton, GB;

Ajay B. Maddukuri, Phoenix, AZ (US);

John G. Mcdonald, Eugene, OR (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06K 19/06 (2006.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/36 (2012.01); H04L 9/08 (2006.01); H04L 9/14 (2006.01); H04L 9/40 (2022.01); H04W 4/80 (2018.01); H04W 12/0431 (2021.01); H04W 12/0433 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06K 19/06206 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/351 (2013.01); G06Q 20/36 (2013.01); H04L 9/0863 (2013.01); H04L 9/14 (2013.01); H04L 63/067 (2013.01); H04W 4/80 (2018.02); H04W 12/0431 (2021.01); H04W 12/0433 (2021.01); H04L 2209/56 (2013.01);
Abstract

A system, method, and computer readable medium (collectively, the 'system') are provided. The system may include a processor configured to perform operations and/or steps comprising receiving, from a transaction account issuer, a token comprising an alias transaction account data; storing the token in a digital wallet of a computing device; selecting a transaction account to be used as payment for a transaction; and transmitting a wireless signal carrying emulated track data for payment of the transaction, wherein the emulated track data emulates physical transaction card data and includes the alias transaction account data in place of actual transaction account data.


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