The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 20, 2026
Filed:
Oct. 16, 2020
Visa International Service Association, San Francisco, CA (US);
Barbara Patterson, San Francisco, CA (US);
Allen Cueli, San Francisco, CA (US);
Ralph Koker, San Francisco, CA (US);
Ruben Salazar Genovez, San Francisco, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
A method is disclosed. The method includes receiving, by an application on a communication device from an access device, a unique identifier associated with a resource provider in a transaction. The method also includes transmitting, by the application, a message comprising the unique identifier and an access data reference identifier associated with access data to a remote server computer associated with the application. The remote server computer searches a database for access data using the access data reference identifier, retrieves the access data, and provides the access data to a transport computer which processes the transaction using the access data.