The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 20, 2026

Filed:

Oct. 08, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Prashant Anna Bidkar, Delhi, IN;

Hitesh Chopra, Gurugram, IN;

Anjani Mishra, New Delhi, IN;

Avinash Kumar Gupta, Telangana, IN;

Prashant Khare, Maharashtra, IN;

Sarvesh Subramani, Telangana, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 9/50 (2006.01);
U.S. Cl.
CPC ...
G06F 9/5027 (2013.01);
Abstract

Arrangements for using a cognitive convergence engine for resource optimization are provided. Requests for service, such as a loan, an account, or the like, may be received via different communication channels. The requests for service may be aggregated based on type of request and transferred to a cloud environment for evaluation. A request may be evaluated to determine whether it is eligible for bot processing. If so, the request may be transferred to a bot server for processing. If not, the request may be evaluated to identify a best fit resource for processing. Identifying the best fit resource may include scores computed by a plurality of computational instances or virtual machines configured to process the computations. A number of computational instances may be determined based on a volume of requests. The computational instances may then be deployed to determine a best fit resource for the first request.


Find Patent Forward Citations

Bidkar, Prashant. (2026). Cognitive convergence engine for resource optimization (U.S. Patent No. 12530232). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12530232

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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