The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 13, 2026
Filed:
Nov. 15, 2023
Walmart Apollo, Llc, Bentonville, AR (US);
Walmart Apollo, LLC, Bentonville, AR (US);
Abstract
Systems and methods for evaluating risks for physical locations are disclosed. A request for risk evaluation of transactions associated with a physical location located within a predetermined region including a plurality of neighboring locations is received. A spatial model is implemented to generate a first risk score based on chargeback data associated with the physical location and chargeback data of the plurality of neighboring locations. A temporal model is implemented to generate a second risk score for the physical location. A final risk score for the physical location is generated based on the first risk score and the second risk score. The final risk score is transmitted to a computing device for detecting fraudulent transactions associated with the physical location in response to the request.