The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 13, 2026

Filed:

Sep. 20, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventor:

Kevin M. Lowe, Richmond, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G06F 21/31 (2013.01); G06F 21/40 (2013.01); G06F 21/55 (2013.01);
U.S. Cl.
CPC ...
G06F 21/316 (2013.01); G06F 21/40 (2013.01); G06F 21/554 (2013.01); G06F 2221/034 (2013.01); G06F 2221/2113 (2013.01);
Abstract

In some implementations, a system may receive interaction information associated with a plurality of interactions, wherein each interaction in the plurality of interactions is associated with a respective user in a plurality of users. The system may retrieve passive user authentication information associated with the plurality of users. The system may compute a plurality of risk metrics based on the interaction information and the passive user authentication information, each risk metric in the plurality of risk metrics being associated with a respective interaction from the plurality of interactions. The system may generate a scaled attack prediction based on the plurality of risk metrics, the scaled attack prediction indicating an occurrence of a scaled attack. The system may perform a security action based on the scaled attack prediction indicating the occurrence of the scaled attack.


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