System and method for generating a digital shortcut

Abstract

A method of generating a digital shortcut according to an embodiment includes receiving first user data inputted by a user, generating a first risk score range based on the inputted first user data, the first risk score range indicating an under-insured status relative to a predetermined threshold for at least one of a plurality of future insurance events, the under-insured status indicative of an expected loss, receiving second user data inputted by the user different from the first user data, refining the first risk score range to generate a second risk score range based on the inputted second user data, the second risk score range being a subset of the first score range, generating a digital shortcut selectable by the user and based on the second risk score range, updating a user account with a reduction in the expected loss, and displaying a protection score indicative of the reduction.