The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 06, 2026
Filed:
Jan. 30, 2024
Wells Fargo Bank, N.a., San Francisco, CA (US);
Alan W. Hecht, Chanhassen, MN (US);
Azita Asefi, Vacaville, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A method includes receiving, by a mobile device, a designation of a token; linking, by the mobile device, the token to an account based on receiving an input from a user to couple to the account such that the mobile device is configured to receive updates regarding the token; based on the linking, receiving, by the mobile device, an update regarding the account and (i) deactivating the token to prevent fund transfers utilizing the token and (ii) providing an alert regarding the update; reactivating, by the mobile device, the token based on an input from the user; receiving, by the mobile device, a fund transfer request identifying the token for a fund transfer; and after the fund transfer, deleting, by the mobile device, the token based on detecting an expiration designation of the token by removing the token from the mobile device.