The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 06, 2026

Filed:

Nov. 20, 2018
Applicant:

Royal Bank of Canada, Montreal, CA;

Inventors:

Arun Tonio, Toronto, CA;

Dileep Kumar, Toronto, CA;

Shuvradipta Saha, Toronto, CA;

Assignee:

ROYAL BANK OF CANADA, Montreal, CA;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06F 21/31 (2013.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/047 (2020.05); G06F 21/31 (2013.01); G06Q 20/209 (2013.01); G06Q 20/40 (2013.01);
Abstract

Embodiments described herein provide a platform, device and process for storing transaction data from a point of sale device (e.g., at a merchant) or from an intermediary data store so a representation of the data can later be presented to a customer. The data is stored, relevant data extracted, and additional data is combined to enable reconstruction of transaction data in a form for presentation of transaction data as an e-receipt on an online platform or allowing transaction data to be used as security questions for a user to whom the transaction data relates.


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