The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 06, 2026

Filed:

Jan. 09, 2025
Applicant:

Citibank, N.a., New York, NY (US);

Inventors:

Raul Aldrey, Irving, TX (US);

Ahmar Mubeen, Irving, TX (US);

Vinh Chu, Irving, TX (US);

Rohit Yerneni, Irving, TX (US);

Klesta Lamaj, New York, NY (US);

Adhi N. Narashimmamoorthy, Irving, TX (US);

Dale Bauer, Naperville, IL (US);

Matthew Bills, Chicago, IL (US);

Dante Diaz, Frisco, TX (US);

Kristi M. Emery, Coppell, TX (US);

David Hyser, Wilmette, IL (US);

Michael Brandt, New York, NY (US);

Assignee:

CITIBANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 40/174 (2020.01); G06F 3/0481 (2022.01); G06F 3/04812 (2022.01); G06F 3/04895 (2022.01); G06F 9/451 (2018.01); G06F 16/958 (2019.01); H04L 9/40 (2022.01); H04L 51/046 (2022.01);
U.S. Cl.
CPC ...
G06F 40/174 (2020.01); G06F 3/0481 (2013.01); G06F 3/04812 (2013.01); G06F 3/04895 (2013.01); G06F 9/453 (2018.02); G06F 16/958 (2019.01); H04L 51/046 (2013.01); H04L 63/08 (2013.01);
Abstract

Described herein are methods and systems to provide varying levels of access to a user according to a requested activity. A server receives, from a computing device operated by a user, a request to perform an activity; retrieves from the computing device, a unique identifier of the computing device and at least one operational attribute of the computing device. The server accesses a database to identify a temporary profile that matches the data retrieved from the computing device and the at least one operational attribute of the computing device to identify a communication identifier from the temporary profile. The server transmits a notification using the communication identifier to determine an authorization level of the user based on a response to the notification and the at least one operational attribute. When the requested activity is included within the authorization level, the server authorizes the computing device to perform the activity.


Find Patent Forward Citations

Loading…