The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 06, 2026

Filed:

Oct. 17, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Joshua Edwards, Philadelphia, PA (US);

James O. H. Montgomery, Vienna, VA (US);

Gang Mei, Ellicot City, MD (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 17/27 (2006.01); G06F 16/3329 (2025.01); G06F 40/30 (2020.01); H04L 51/02 (2022.01); H04M 3/493 (2006.01);
U.S. Cl.
CPC ...
G06F 16/3329 (2019.01); G06F 40/30 (2020.01); H04L 51/02 (2013.01); H04M 3/493 (2013.01);
Abstract

Aspects described herein may improve predictions of real-time user intent by generating multi-modal embeddings based on previous user interactions. The previous user interaction data may be received from multiple different modalities. The interaction data may be analyzed and labeled with user intent for each previous user interaction, then sequentially organized. The multi-modal embeddings may be generated by modal-specific encoders and a multi-modal embeddings generator. A trained machine learning model may use, as input, the multi-modal embeddings and personal data to determine real-time user intent at the beginning of an interaction. The multi-modal embeddings may act as a set of unique and specific output vectors that allow a computing device to recognize and correlate synonymous terms and interrelated subjects, usually a difficult task for computing devices, thereby improving the technological process of analyzing, in real-time, user intent.


Find Patent Forward Citations

Edwards, Joshua. (2026). Multi-modal embeddings of user interactions (U.S. Patent No. 12517934). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12517934

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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