The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 06, 2026

Filed:

Jul. 24, 2024
Applicant:

Moter Technologies, Inc., Torrance, CA (US);

Inventors:

Sivashankar Yoganathan, Moorpark, CA (US);

Patrick Heffernan, Moorpark, CA (US);

Pranam Kalla, Simi Valley, CA (US);

James Makishima, Palos Verdes, CA (US);

Kenji Fujii, Torrance, CA (US);

Craig Lozofsky, Torrance, CA (US);

Erika Shimojo, Torrance, CA (US);

Taku Yamane, Torrance, CA (US);

Assignee:

Moter Technologies, Inc., Torrance, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
B60W 40/09 (2012.01); G06Q 40/08 (2012.01); G06V 20/59 (2022.01); G06V 40/16 (2022.01); H04L 9/06 (2006.01); H04L 67/12 (2022.01); H04W 4/40 (2018.01);
U.S. Cl.
CPC ...
B60W 40/09 (2013.01); G06Q 40/08 (2013.01); G06V 20/59 (2022.01); G06V 20/597 (2022.01); G06V 40/172 (2022.01); H04L 9/0643 (2013.01); H04L 67/12 (2013.01); H04W 4/40 (2018.02); B60W 2520/10 (2013.01); B60W 2556/10 (2020.02);
Abstract

Driver insurance and risk management scores are calculated per driver based on vehicle and driver behavior data collected during driving sessions. Often one vehicle is shared by multiple drivers and one driver can drive multiple vehicles. The present disclosure securely tracks the individual drivers, stores, and retrieves associated driver data for analysis on the edge (vehicle) in near real time. Data collected is analyzed at various time intervals (each trip, daily, monthly) to produce the scores. The goal of the proposed solution minimizes cost associated with data transmission and cloud storage, tracks long term driver driving history on the edge for near real time analysis of driver behavior, minimizes driver distraction due to user device while driving, securely stores and retrieves driver driving data on the edge device associated with the driver, restricts access to the driver driving data, and restricts user device access to servers and telematic units.


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