The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 30, 2025
Filed:
Jan. 19, 2023
Bank of America Corporation, Charlotte, NC (US);
James Siekman, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A system for implementing token-based authentication of text messages comprises an entity server in communication with a token server. The entity server sends a first message to the token server to request for a security token. The first message includes entity and user information with a reason for generating the security token. The token server generates the security token and sends it to the entity server. The token server stores the security token and associated data in a memory of the token server. The entity server sends a second message and the security token to a user device. The token server receives the second message and the security token from the user device for verification, and determines that the security token associated with the second message matches the stored data in the memory. The token server sends a validation message to the user device that the second message is authenticated.