The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 30, 2025

Filed:

Nov. 22, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Naman Mehra, Charlotte, NC (US);

Aeric John Solow, Richardson, TX (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 5/022 (2023.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
H04L 9/008 (2013.01); G06N 5/022 (2013.01);
Abstract

A method includes accessing the first user data set and the second user data set. The second user data set includes a homomorphically-encrypted data set. The method includes executing a predictive model trained to generate a homomorphically-encrypted recommendation of an identified interaction for a user based at least in part upon the first user data set and the homomorphically-encrypted data set. The user is associated with at least one of the first entity or the second entity. The method further includes transmitting the homomorphically-encrypted recommendation of the identified interaction for the user to a computing system associated with the second database and the second entity, receiving, from the computing system associated with the second database and the second entity, a decrypted recommendation of the identified interaction for the user, and transmitting the decrypted recommendation to a computing system associated with the user.


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