The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 30, 2025

Filed:

Sep. 08, 2022
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Alexey Shpurov, Toronto, CA;

Lovell Hodge, Burlington, CA;

Brian Andrew Lam, Toronto, CA;

Leslie Carol Thomas, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/00 (2022.01); G06F 21/60 (2013.01); G06N 20/00 (2019.01); H04L 9/06 (2006.01); H04L 9/30 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 9/008 (2013.01); G06F 21/602 (2013.01); G06N 20/00 (2019.01); H04L 9/0618 (2013.01); H04L 9/30 (2013.01); H04L 9/3218 (2013.01); H04L 63/0428 (2013.01);
Abstract

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that perform homomorphic computations on encrypted third-party data within a distributed computing environment. For example, an apparatus receives a homomorphic public key and encrypted transaction data characterizing an exchange of data from a computing system, and encrypts modelling data associated with a first predictive model, such as a machine learning model or an artificial neural network model, using the homomorphic public key. The apparatus may perform homomorphic computations that apply the first predictive model to the encrypted transaction data in accordance with the encrypted first modelling data, and transmit an encrypted first output of the homomorphic computations to the computing system, which may decrypt the encrypted first output using a homomorphic private key and generate decrypted output data indicative of a predicted likelihood that the data exchange represents fraudulent activity.


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