The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 30, 2025

Filed:

Jun. 15, 2023
Applicant:

Xero Limited, Wellington, NZ;

Inventors:

Rodney Kenneth Drury, Havelock North, NZ;

Matthew John Vickers, Wellington, NZ;

Assignee:

Xero Limited, Te Aro Wellington, NZ;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/12 (2023.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/128 (2013.12); G06Q 20/027 (2013.01); G06Q 20/10 (2013.01); G06Q 20/108 (2013.01); G06Q 20/227 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4037 (2013.01); G06Q 40/12 (2013.12);
Abstract

Automated provisioning, according to one example embodiment, enables a mutual customer to establish an intelligent and automated connection between an accounting software system and their financial institution. For example, this might be achieved by allowing a financial institution customer to make feeds from their bank accounts available to the accounting software system within financial internet software (e.g., hosted and operated by the customer's financial institution). Once a customer selects the bank account(s) they want to share with the accounting software system, they are passed along to the accounting software system to link the selected bank account with an account they have set up in the accounting software system.


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