The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 30, 2025

Filed:

Jul. 30, 2025
Applicant:

Citibank, N.a., New York, NY (US);

Inventors:

Alberto Cetoli, London, GB;

Isabelle Choudhry, London, GB;

Jakub Cysar, Prague, CZ;

Jason Ryan Engelbrecht, London, GB;

Mark Fullbrook, London, GB;

Alexis Rialt, London, GB;

Assignee:

Citibank, N.A., New York, NY (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 16/2457 (2019.01); G06F 16/22 (2019.01); G06F 16/248 (2019.01);
U.S. Cl.
CPC ...
G06F 16/24578 (2019.01); G06F 16/2237 (2019.01); G06F 16/248 (2019.01);
Abstract

Systems and methods disclosed herein are enabled to dynamically generate structured documents using one or more artificial intelligence models. A computing device receives an output generation request and uses a first AI model to retrieve data chunks from source documents and applicable templates. A second AI model ranks the retrieved chunks based on one or more metrics, such as vector similarity, keyword density, and temporal relevance. A third AI model subsequently generates a response using the ranked chunks, templates, and predefined operational boundaries for each chunk. The generated response is tagged with source identifiers to enable the traceability of the response back to corresponding chunks. The system transmits, via the computing device, the response, the retrieved chunks, and/or the source identifiers.


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