The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 23, 2025

Filed:

Jun. 24, 2024
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventor:

Al Hecht, Chanhassen, MN (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2023.01); G06Q 20/14 (2012.01); G06V 30/224 (2022.01); G06V 30/413 (2022.01); G06V 30/10 (2022.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 20/14 (2013.01); G06V 30/224 (2022.01); G06V 30/413 (2022.01); G06V 30/10 (2022.01);
Abstract

A provider computing system associated with a provider institution includes a network interface configured to communicate data over a network, and a processing circuit. The processing circuit is configured to receive, by the network interface, image data from a user computing device associated with a user, the image data pertaining to a bill of a user issued by a payee, scan the user computing device for tokens, transform the image data from a non-standardized format into computer-readable data, extract a data structure from the computer-readable data based on identified data from the bill of the user, identify the payee from the payee database based on determining a match level meets a threshold, and add the payee to an account of the user to enable authorization of a payment to the payee via the user computing device.


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