The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 23, 2025

Filed:

Jan. 30, 2024
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Vanessa Tay Jing Hui, Singapore, SG;

Nguyen Thuy Ngoc, Ho Chi Minh, VN;

Nguyen Thi Tu Anh, Ho Chi Minh, VN;

Lubna Akhtar, Singapore, SG;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0204 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0204 (2013.01);
Abstract

The method may include inputting a first set of data into a first model; for each user in the second group, generating a first similarity score; generating a relevance score for each parameter; determining a subset of parameters based on relevance; inputting the subset of parameters, a second set of data, and a third set of data into a second model; generating a space-partitioning data structure based on the second set of data; for each user in the first group, determining a feature distance between a representation of the user in the first group and a representation of a user in the second group based on the third set of data and the space-partitioning data structure; for each user in the second group, generating a second similarity score; and for each user in the second group, generating an overall similarity score.


Find Patent Forward Citations

Hui, Vanessa Tay Jing. (2025). Method, system, and computer program product for identifying propensities using machine-learning models (U.S. Patent No. 12505463). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12505463

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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