The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 23, 2025

Filed:

Jan. 06, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventor:

Minh Le, McLean, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06N 3/08 (2023.01); G06N 3/04 (2023.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06N 3/08 (2013.01); G06N 3/04 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01);
Abstract

Methods and systems are described herein for dynamically selecting alternative content based on real-time events during device sessions using a cross-channel, time-bound deep reinforcement machine learning. The use of this architecture allows for alternative content to be selected in a time-bound and continuous manner that provides predictions in a dynamic environment (e.g., an environment in which user data is continuously changing and new events are continuously occurring) and with an increased success rate (e.g., new data and events are factored into each prediction). For example, in the system each round of predictions considers both input features, which can change by a user's actions, state of a user interface, and/or previous responses and states.


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