The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 23, 2025
Filed:
Feb. 12, 2024
Bank of America Corporation, Charlotte, NC (US);
Stephen L. Yeager, Seattle, WA (US);
Hitesh Shah, Seattle, WA (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Methods, apparatus, and systems for two-factor authentication leveraging graphical passwords and behavioral data are provided. Methods may include creating a two-factor authentication model for logging into a user account. The two-factor authentication model may include a first graphical password and first behavioral data corresponding to biometric characteristics of the creating of the graphical password. Methods may include receiving a login request from the user. Methods may include receiving, from the user, a second graphical password and second behavioral data. Methods may include identifying first comparison points between the second graphical password and the first graphical password. In parallel, methods may include identifying second comparison points between the second behavioral data and the first behavioral data. Methods may include logging the user into the account in response to a determination that a sum of the first and second comparison points is greater than a threshold value.