The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 16, 2025

Filed:

Oct. 03, 2024
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Will Kerns Maney, San Antonio, TX (US);

Elena Marie Carrasco, San Antonio, TX (US);

David Patrick Dixon, Boerne, TX (US);

Subhalakshmi Selvam, Allen, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/012 (2023.01); G06Q 10/10 (2023.01); G06Q 10/20 (2023.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/012 (2013.01); G06Q 10/10 (2013.01); G06Q 10/20 (2013.01); G06Q 40/08 (2013.01);
Abstract

Insurance and warranty cataloging, detection and evaluation techniques are described for a micro insurance or warranty system. An example method for an insurance or warranty system includes receiving, at a server, an error code from a device of a user, processing the error code to extract sensor data related to one or more failed components of the device, determining the one or more failed components is covered within an insurance policy or warranty based on the sensor data, and issuing an insurance claim or warranty claim based on the one or more failed components being covered. In some embodiments, the micro insurance or warranty system includes analyzing the sensor data to determine the cause of the one or more failed components.


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