The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 16, 2025

Filed:

Aug. 31, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Shahadat Hossain Mazumder, Charlotte, NC (US);

Abhijit Behera, Hyderabad, IN;

Maneesh Sethia, Telangana, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/32 (2013.01); G10L 17/06 (2013.01); G10L 17/24 (2013.01);
U.S. Cl.
CPC ...
G06F 21/32 (2013.01); G10L 17/06 (2013.01); G10L 17/24 (2013.01);
Abstract

A computing platform may generate, using a generative AI model, voice based authentication prompts corresponding to a user. Upon receiving a registration request from the user, the computing platform may identify the voice based authentication prompts for the user. The computing platform may send, to a first computing device of the user, the voice based authentication prompts and may receive/store voice based authentication information corresponding to the voice based audio inputs. Based on receiving an access request, the computing platform may send the plurality of voice based authentication prompts, and may receive, from a second computing device, additional voice based audio inputs. The computing platform may score, based on the voice based authentication information, the additional voice based audio inputs. The computing platform may compare the score to a threshold. Based on identifying that the score fails to meet the threshold, the computing platform may initiate security actions.


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