The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 09, 2025

Filed:

Jul. 24, 2023
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Freddy Lecue, Mamaroneck, NY (US);

Leonidas Tsepenekas, College Park, MD (US);

Daniele Magazzeni, London, GB;

Sanjay Kariyappa, Mountain View, CA (US);

Assignee:

JPMorgan Chase Bank, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/03 (2023.01); G06N 5/04 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06N 5/04 (2013.01);
Abstract

Methods and systems for using a non-linear machine learning model to generate explanations that relate to decisions made by the model and for repairing such explanations in order to improve quality and accuracy of model outputs are provided. The method includes: receiving a data set that corresponds to attributes that pertain to a decision to be made; inputting the data set to a machine learning model; generating a baseline decision that corresponds to an output of the model with respect to data set; computing, based on the baseline decision, an explanation that relates to at least one of the attributes; estimating one or more errors associated with the explanation; and computing, based on the estimated error(s), at least one repair that corresponds to a modification of the explanation, and a cost for repairing the explanation.


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