The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 09, 2025
Filed:
Aug. 22, 2022
Wells Fargo Bank, N.a., San Francisco, CA (US);
Peter Ho, San Francisco, CA (US);
John A. Aurelius, San Francisco, CA (US);
WELLS FARGO BANK, N.A., San Francisco, CA (US);
Abstract
A method, apparatus, and system are disclosed. A method includes receiving, by a computing system, an application of a user for a product or service. The application can include user information associated with a user input via a user device. The method further includes: transmitting a message to a third party computing system based on a contactless communication between a contactless card and the user device; receiving, by the computing system from the third party computing system, an indication that at least a portion of the user information matches information stored by the third party computing system based on the message; and approving, by the computing system, the application for the product or service based at least in part on the indication.