The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 02, 2025

Filed:

Jun. 04, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

George Albero, Charlotte, NC (US);

Jeffrey Felipe, Waxhaw, NC (US);

Kathleen Rae Hablutzel, Pittsboro, NC (US);

Jinna Kim, Charlotte, NC (US);

Olga Kocharyan, Matthews, NC (US);

Karen Macqueen, Lyndhurst, OH (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 67/1074 (2022.01); H04L 67/1087 (2022.01);
U.S. Cl.
CPC ...
H04L 67/1076 (2013.01); H04L 67/1085 (2013.01); H04L 67/1093 (2013.01);
Abstract

Verification of peer-to-peer network transmission occurs implementing AI to determine a match between the purpose/intent of the peer-to-peer network transmission as defined by the sending entity/peer and the purpose/intent of the peer-to-peer network transmission as defined by the recipient entity/peer. The sending peer initiates communication of a peer-to-peer network transmission, which identifies the recipient peer and purpose of the transmission. The peer-to-peer network transmission is captured and held in a transmission pending queue. A push notification is communicated to the recipient entity/peer identified in the transmission, which requests input of their perceived purpose/intent of the transmission. Once the recipient entity/peer identified in the transmission responds with their purpose of the transmission, an AI model trained to determined matches between inputted purposes/intents is executed. Once the AI model determines a purpose/intent match, the transmission is released for the transmission pending queue, so that further communication and/or processing of the transmission occurs.


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