The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 02, 2025
Filed:
Dec. 06, 2024
Block, Inc., Oakland, CA (US);
Aditya Joshi, Brooklyn, NY (US);
Alexa Davis, Great neck, NY (US);
Block, Inc., Oakland, CA (US);
Abstract
Determining user types from behavior is described. An artificial intelligence (AI) model is trained to classify user accounts of a payment service into different user types using contextual data associated with processed payments between the user accounts. The AI model is used to analyze additional contextual data associated with additional payments between additional user accounts to classify the additional user accounts, and, if a particular user account of the additional user accounts is associated with a user type of the different user types that requires an action to be performed, an instruction is sent to a user device associated with the particular user account to cause a payment application to present a user interface element prompting a user to perform the action, and, based on whether the action was performed, account data indicating whether the particular user account is an authorized account is stored in a datastore.