The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 02, 2025

Filed:

Dec. 05, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Ramakrishna R. Yannam, The Colony, TX (US);

Ion Gerald Mccusker, Allen, TX (US);

Prejish Thomas, Plano, TX (US);

Ravisha Andar, Plano, TX (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 40/35 (2020.01); G10L 15/10 (2006.01); G10L 15/14 (2006.01); G10L 15/22 (2006.01); H04L 51/21 (2022.01);
U.S. Cl.
CPC ...
G06F 40/35 (2020.01); G10L 15/10 (2013.01); G10L 15/14 (2013.01); G10L 15/22 (2013.01); H04L 51/21 (2022.05);
Abstract

Systems and methods for increasing accuracy in an online chat interface are provided. Methods may be executed via a machine-learning (ML)-based chat monitoring engine. Methods may include intercepting a request utterance. Methods may include computing, via a trained ML model, an intent of the request utterance; generating a target response to the request utterance; intercepting a response utterance; and calculating a difference between the response utterance and the target response. In response to the difference being less than a threshold difference, methods may include releasing the response utterance to be transmitted as a response message. In response to the difference being more than a threshold difference, methods may include preventing the response utterance from being transmitted as a response message, generating a revised response utterance that is less than a threshold difference apart from the target response, and transmitting the revised response as a response message to a remote computing device.


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