The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 25, 2025

Filed:

Apr. 04, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Shailendra Singh, Maharashtra, IN;

Saurabh Gupta, New Delhi, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/14 (2006.01); G06F 21/32 (2013.01);
U.S. Cl.
CPC ...
H04L 9/14 (2013.01); G06F 21/32 (2013.01);
Abstract

Method and apparatus for processing and executing a user transaction using a spatial computing Internet-of-Things ('IoT') device. The method and apparatus may include generating a map from mapping an environment surrounding the spatial computing IoT device. The method and apparatus may include identifying an image of a face on the map. The method and apparatus may include retrieving user identifier information (“UII”) of the face. The method and apparatus may include storing UII in pixels on the face. The method and apparatus may include using UII as a public key. The method and apparatus may include using trust score colors as a private key. The method and apparatus may include executing, using the private key and the public key as a dynamic passkey, a transaction requested by a user associated with the spatial computing IoT device. The transaction may be associated with the user associated with the identified face.


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