The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 25, 2025
Filed:
Dec. 14, 2023
Stripe, Inc., South San Francisco, CA (US);
Devesh Chourasiya, Mountain View, CA (US);
Andrew Straussman, Plymouth, MN (US);
Sumeet Bedi, Kirkland, WA (US);
Ville-Jalmari Koskela, Redmond, WA (US);
STRIPE, INC., South San Francisco, CA (US);
Abstract
Disclosed herein are methods and systems for a digital platform to manage data related to the movement of assets between accounts. In one embodiment, the platform receives a continuous stream of messages, each indicating a transfer of assets between accounts. The platform verifies the messages to ensure that no digital information is missing. Once a message is verified as complete, the platform generates a liquidity event message to manage the regular transfer of assets between accounts, based on certain conditions (e.g., account balances). The liquidity event message is sent to another part of the platform, known as the liquidity engine, which then carries out the asset transfers as described in the message. Thereby, the workload of receiving, checking, completing, and acting on messages about asset transfers is bifurcated to ensure efficient and controlled movement of assets within the digital platform.