The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 25, 2025
Filed:
Sep. 01, 2021
Capital One Services, Llc, McLean, VA (US);
Brian Barr, McLean, VA (US);
Christopher Bruss, McLean, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Methods and systems are described herein for generating updated sets of attributes that would turn a negative decision of an automated system into a positive decision. A received set of attributes associated with a negative decision of an automated system may be used to generate a latent representation of that set of attributes. A machine learning model may then be used to output a change value (an alpha value). The alpha value may represent a minimum change needed to be made to the set of attributes to change the negative decision to a positive decision. The alpha value may then be applied to the latent representation to generate an updated latent representation, which may then be decoded into an updated set of attributes that would generate a positive decision from the automated system.