The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 18, 2025

Filed:

Jan. 26, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Catalina Enciso, Mooresville, NC (US);

Kathleen Hanko Trombley, Oakboro, NC (US);

Heather Dolan, Sarasota, FL (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 29/00 (2006.01); H04L 9/30 (2006.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
H04L 9/3213 (2013.01); H04L 9/30 (2013.01);
Abstract

A system comprises a virtual environment device and an entity device. The virtual environment device receives interaction initiate message from an avatar being operated in a virtual environment. The interaction initiate message includes a request to provide a particular resource to a user in the real world, identity token indicating the identities of the user and the entity, and interaction token indicating information on providing the particular resource to the user. The virtual environment device communicates an interaction request message to the entity device, where the interaction request message includes portion(s) of the interaction initiate message and an authentication token that is generated based on user physical attributes and avatar virtual attributes. The system verifies that the user initiated the interaction initiate message based on evaluating the authentication token. In response, the system provides the requested resource to the user.


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