The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 18, 2025

Filed:

Nov. 16, 2022
Applicant:

Block, Inc., Oakland, CA (US);

Inventors:

Tanuj Parikh, Santa Monica, CA (US);

Christopher Handel, Mill Valley, CA (US);

Robert Seward, Brooklyn, NY (US);

Assignee:

Block, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06V 30/14 (2022.01); G06V 30/19 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/3278 (2013.01); G06V 30/14 (2022.01); G06V 30/19013 (2022.01);
Abstract

Techniques described herein are directed to generation and use of a system that allows a payment service to read payment objects, onboard users, and detect fraud using data from the payment objects. The systems and methods may include receiving instructions to obtain images of a payment instrument and generating data representing those images, which may include a 3D model of the payment instrument. A comparison of the generated data and previously stored data may be performed and the results of this comparison may be utilized to determine a likelihood that a fraudulent event is occurring with respect to the payment instrument.


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