The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 11, 2025

Filed:

Jul. 12, 2023
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Nithin Shakthidhar B G, Bangalore, IN;

Shashanka Arnady, Bangalore, IN;

Sreeharsha Rangarajan, Bangalore, IN;

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/63 (2021.01); H04L 9/40 (2022.01); H04W 12/02 (2009.01); H04W 12/06 (2021.01); H04W 12/08 (2021.01); H04W 4/02 (2018.01); H04W 4/80 (2018.01);
U.S. Cl.
CPC ...
H04W 12/63 (2021.01); H04L 63/08 (2013.01); H04W 12/02 (2013.01); H04W 12/06 (2013.01); H04W 12/08 (2013.01); H04W 4/023 (2013.01); H04W 4/80 (2018.02);
Abstract

A server computer receives from a resource provider device transaction data, a first set of wireless communication signals available to the resource provider device, a second set of wireless communication signals available to the resource provider device, and a sound level detected by the resource provider device. The server computer retrieves from a user device a first set of wireless communication signals available to the user device, a second set of wireless communication signals available to the user device, and a sound level detected by the user device. The server computer computes a score based on the first sets of wireless communication signals, the second sets of wireless communication signals, and the detected sound levels. The server computer transmits to an authorization computer the transaction data and the score, thereby causing the transaction to be processed or terminated based on the transaction data and the score.


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