The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 11, 2025

Filed:

Sep. 01, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Shahadat Hossain Mazumder, Charlotte, NC (US);

Maneesh Kumar Sethia, Hyderabad, IN;

Abhijit Behera, Hyderabad, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G01J 3/443 (2006.01);
U.S. Cl.
CPC ...
H04L 63/1425 (2013.01); G01J 3/443 (2013.01);
Abstract

A device, during a first interaction in real time, accesses from optical cells a measurement of optical emissions generated by hardware components inside the device responsive to a data card interacting with the device, generates a first optical emission pattern based on the measurement, determines whether the first optical emission pattern matches a baseline optical emission pattern, upon determining a match, determines whether the data card is associated with prohibited interactions, upon determining the first data card is not associated with prohibited transactions, determines whether the device is connected to a malicious IP address, upon determining the device is not connected to a malicious IP address, approves the first interaction. The device declines the first interaction if the first optical emission pattern does not match the baseline optical emission pattern, the first data card is associated with prohibited interactions, or the device is connected to a malicious IP address.


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