The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 11, 2025

Filed:

Mar. 11, 2020
Applicant:

Allstate Insurance Company, Northbrook, IL (US);

Inventors:

Ross Reichardt, Chicago, IL (US);

Benjamin Robertson Yeomans, Greensboro, NC (US);

Larry Layne, Northbrook, IL (US);

Venu Tammali, Chicago, IL (US);

Kyle Patrick Schmitt, Chicago, IL (US);

Eric Campbell, Chicago, IL (US);

Ronald Lettofsky, Chicago, IL (US);

Assignee:

Allstate Insurance Company, Northbrook, IL (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06F 18/25 (2023.01); G06N 20/00 (2019.01); G08G 1/01 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06F 18/251 (2023.01); G06N 20/00 (2019.01); G08G 1/0129 (2013.01);
Abstract

Systems and methods in accordance with embodiments of the invention can obtain and use a variety of telematics and other data to predict potential claim or accident outcomes arising from a variety of incidents, such as automobile accidents. The claim or accident outcomes, such as parts of the vehicle damaged, accident category, expected liabilities, and many others, can be predicted based on the telematics and other data, such as accelerometer data, heading data, location/GPS, barometer, gyroscope, magnetometer data, and the like. The machine learning classifiers that can be generated are trained on historical data, consisting of claims, telematics, and/or other relevant data. In a variety of embodiments, the telematics data can be captured using a telematics device installed in the vehicle and/or via a mobile device associated with the vehicle.


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