The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 11, 2025

Filed:

Jan. 31, 2014
Applicant:

Digital First Holdings Llc, Atlanta, GA (US);

Inventor:

Vishwam Guntupalli, Hyderabad, IN;

Assignee:

Digital First Holdings LLC, Atlanta, GA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/1085 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/40 (2013.01); G06Q 40/02 (2013.01);
Abstract

The present invention discloses a split ATM booth and method of providing instant banking transactions. The split ATM booth includes teller kiosks for receiving a transaction request, sending a pre-stage transaction authorization request to an ATM network server, printing a transaction receipt containing a unique transaction encryption code. Cash dispenser terminals are provided for scanning the unique transaction encryption code, sending a transaction authorization request to the ATM network server, receiving a transaction approval from the ATM network server upon verification of the user account details and transaction details, executing the transaction and printing a transaction receipt. A transaction network switch controls the banking transactions at the split ATM booth.


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