The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 04, 2025

Filed:

Nov. 30, 2022
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Howard Spector, Woolwich, NJ (US);

Jasbir Banga, Swedesboro, NJ (US);

Allison Beer, Bronxville, NY (US);

Meena Pinto, Chadds Ford, PA (US);

Michael S. Hartman, Wilmington, DE (US);

Dennis Bowers, Middletown, DE (US);

Pio Abate, Mullica Hill, NJ (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2023.01); G06N 20/00 (2019.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06V 30/418 (2022.01); G06V 40/40 (2022.01); H04L 9/40 (2022.01); G06V 30/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0861 (2013.01); G06N 20/00 (2019.01); G06Q 20/3227 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/4097 (2013.01); G06Q 40/02 (2013.01); G06V 30/418 (2022.01); G06V 40/40 (2022.01); G06V 30/40 (2022.01);
Abstract

Systems and methods for digital identity verification are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for digital identify verification may include: (1) receiving, from a user electronic device or at a website, an image of an identity document for a user, the identity document comprising an image of the user; (2) processing the identity document with at least one business-specific rule; (3) extracting identity information from the identity document; (4) determining a match rate of the image of the user on the identity document to a captured image; (5) assigning a verification score to the user based on extracted identity information and the match rate; and (6) publishing the verification score to at least one system.


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