The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 04, 2025
Filed:
May. 18, 2023
Block, Inc., Oakland, CA (US);
Rohini Pandhi, San Francisco, CA (US);
Sudheer Anne, San Francisco, CA (US);
Paul Silvis, San Francisco, CA (US);
Block, Inc., Oakland, CA (US);
Abstract
Intelligent tender options for payment are described. In an example, buyer and seller profiles can be stored in a datastore associated with a service provider. The profiles can include interaction data including historical transaction data. A machine learning model can be trained using at least a portion of the historical transaction data. Responsive to receiving transaction data for a current transaction, a personalized plurality of tender options is determined based at least in part on (i) the machine learning model, (ii) one or more of a buyer profile, a seller profile, or the transaction data, and (iii) one or more services of the service provider available to the buyer based at least in part on the buyer profile. A GUI is presented on a seller or buyer device including a plurality of actuation mechanisms associated with respective tender options.