The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 04, 2025

Filed:

May. 31, 2022
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Jennifer Anne Scamardo, Frisco, TX (US);

Bradford James Kupka, Richardson, TX (US);

Brett Andrew Walker, Plano, TX (US);

Dwayne Phillip Wilson, Crossroads, TX (US);

Patrick Emmanuel Gaston, Frisco, TX (US);

Timothy Benjamin Czerlinsky, Dallas, TX (US);

Kabita Bhandari, Frisco, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/34 (2013.01);
Abstract

A technique for managing transaction data, such as universal cards to manage transactions or financial goals of a user, and the like, is provided. The transaction data management system may receive an indication of a potential transaction and select a transaction card, such as a credit card, debit card, and the like, for executing the transaction. Further, the transaction data management system may generate a transaction output, which may include cause a display to display a graphical user interface that informs the user of the selected transaction card, recommends a card to sign up for, and/or generates an indication of financial benefits associated with the selected card.


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