The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 04, 2025
Filed:
Apr. 26, 2023
Jpmorgan Chase Bank, N.a., New York, NY (US);
Srinivasan Baskaran, McKinney, TX (US);
Venkata Sudheer Babu Chundi, Plano, TX (US);
Mizan Miah, Wilmington, DE (US);
Rasanjaya Herath Mudiyanselage, Irving, TX (US);
Justin Robinson, Tampa, FL (US);
Akmsaleh Sultan, Richardson, TX (US);
Carlos Romero, Fort Myers Beach, FL (US);
Cesar Lopez Garcia, Plano, TX (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
A method for facilitating contactless payment at a point-of-sale is disclosed. The method includes receiving, via a terminal, a selection from a user at the point-of-sale, the selection corresponding to a payment preference; determining a transaction type based on the selection, the transaction type including a first transaction via a digital payment network and a second transaction via a mobile wallet; providing, via the terminal, transaction information and a transaction token to a mobile device that is associated with the user based on the determined transaction type; receiving, via the mobile device, a transaction request that includes the transaction information, the transaction token, and user payment information; initiating an electronic transaction based on the transaction request; and transmitting a result of the electronic transaction to the terminal and to the mobile device.