The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 04, 2025
Filed:
Apr. 11, 2018
Cardinalcommerce Corporation, Mentor, OH (US);
Francis M. Sherwin, Cleveland Heights, OH (US);
CardinalCommerce Corporation, Mentor, OH (US);
Abstract
A system and method for completing a transaction between a first party and a second party is provided. The method includes registering, with an open commerce wallet exchange (OCWE) system, a plurality of banking applications, and/or wallet applications. The method also includes associating a master credential with the plurality of banking applications and/or wallet applications, receiving a request from the merchant system to invoke the OCWE system to receive personal data corresponding to the consumer, and in response to receiving a request to invoke the OCWE system from the merchant system, determining, by the OCWE system, at least one banking application and/or wallet application stored on the consumer system and registered with the OCWE system. The method also includes communicating, to the consumer system, a request for personal data, and receiving, from the consumer system, the master credential and a selection of a banking application or a wallet application.