The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 04, 2025

Filed:

Mar. 17, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Anna Kristen Pingel Berry, Indian Land, SC (US);

Olga Kocharyan, Matthews, NC (US);

Ravi Joshi, Pennington, NJ (US);

Luqman Sharief, Libertyville, IL (US);

Michael Wm. Whitaker, Fort Worth, TX (US);

Benjamin Daniel Hardman, Harrisburg, NC (US);

Shweta Ambulkar, Plainsboro, NJ (US);

Angela Ianni, Lincoln, RI (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/45 (2013.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/45 (2013.01); H04L 63/08 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for implementing a multi-component authentication using pre-determined sequences and indicators in an electronic network. The present disclosure is configured to identify a pre-determined sequence; configure a multi-component authentication graphical user interface; determine whether a first authentication credential is valid when it matches the first valid authentication credential, the first input location matches the first authenticated input location, and the first authentication credential is received in the first pre-determined indicator period; configure the multi-component authentication graphical user interface with at least one second indicator; determine whether at least one second authentication credential is valid when the at least one second authentication credential matches the at least one second valid authentication credential, the second input location matches the at least one second authenticated input location, and the at least one second authentication credential is received in the second pre-determined indicator period.


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