The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 28, 2025

Filed:

Jul. 20, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Anjana Surin, San Francisco, CA (US);

Alan Johnson, Herriman, UT (US);

Ansar Ansari, San Francisco, CA (US);

Jalpesh Chitalia, Castro Valley, CA (US);

Ramesh Shankar, San Francisco, CA (US);

Manjush Menon, San Francisco, CA (US);

Mark Cline, San Francisco, CA (US);

Sanjeev Sharma, San Francisco, CA (US);

Sayeed Mohammed, San Francisco, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/38215 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/4097 (2013.01); H04L 9/3213 (2013.01); H04L 9/3228 (2013.01); H04L 9/3231 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/56 (2013.01);
Abstract

Embodiments of the invention are directed to systems and methods for authenticating a user device using an authenticating device that has previously been associated with a user and/or a credential. The user may initiate a transaction at the user device. An authenticating device associated with the transaction may be sent an authentication request corresponding to the user device. The user may indicate whether or not the user device is authenticated utilizing the authenticating device. If the user device is authenticated, the transaction may proceed. If the user device is not authenticated the transaction may be rejected.


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