The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 28, 2025
Filed:
Mar. 25, 2024
Applicant:
Capital One Services, Llc, McLean, VA (US);
Inventors:
James Zarakas, Centreville, VA (US);
Adam Koeppel, Washington, DC (US);
Kevin Kelly, Austin, TX (US);
David Wurmfeld, Fairfax, VA (US);
Assignee:
CAPITAL ONE SERVICES, LLC, McLean, VA (US);
Primary Examiner:
Int. Cl.
CPC ...
G06K 19/04 (2006.01); G06K 19/02 (2006.01); G06K 19/07 (2006.01); G06K 19/077 (2006.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G07F 7/08 (2006.01); G09B 21/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/353 (2013.01); G06K 19/02 (2013.01); G06K 19/045 (2013.01); G06K 19/0702 (2013.01); G06K 19/0704 (2013.01); G06K 19/0716 (2013.01); G06K 19/0717 (2013.01); G06K 19/0723 (2013.01); G06K 19/07705 (2013.01); G06K 19/07707 (2013.01); G06K 19/07722 (2013.01); G06K 19/07733 (2013.01); G06Q 20/04 (2013.01); G06Q 20/10 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/341 (2013.01); G06Q 20/352 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/3563 (2013.01); G06Q 20/3574 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/405 (2013.01); G06Q 20/409 (2013.01); G07F 7/0833 (2013.01); G07F 7/0846 (2013.01); G09B 21/008 (2013.01);
Abstract
A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data is described. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell data may be populated using data received from an issuer system and/or the inactive data may be activated via an activation signal received from a mobile device.