The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 28, 2025

Filed:

Apr. 12, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Marc Meckler, Richmond, VA (US);

Joseph James Ford, Iii, Manakin Sabot, VA (US);

Matthew S. Edwards, Richmond, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/209 (2013.01); G06Q 20/10 (2013.01);
Abstract

Techniques are disclosed for customizing the feedback provided to a user at a point-of-sale (POS) terminal upon completion of an electronic payment transaction. The feedback may include the content of one or more media files that may be customized by a user in response to different conditions being met, and which may be specified as part of a user profile. Additional or alternative feedback may be specified by an entity identified with the user's payment account, such as a bank or creditor, which may comprise additional or alternative media file(s) that may be identified in response to specific predetermined conditions being met upon the electronic payment transaction being initiated. The feedback may be sent to the POS terminal and/or to a different device based upon the type of electronic payment transaction and/or the capabilities of the POS terminal.


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