The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 21, 2025
Filed:
Jan. 17, 2024
Bank of America Corporation, Charlotte, NC (US);
Naga Vamsi Krishna Akkapeddi, Charlotte, NC (US);
Siten Sanghvi, Westfield, NJ (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A processor receives a request to delegate, to a second user, one or more scheduled transfers of data objects from a first data file to a first entity. In response, the processor generates and transmits digital tokens amounting to a first amount of data objects allocated to the second user for the scheduled transfers. The processor receives a second request from the first entity for a first scheduled transfer of data objects from the first data file. In response to receiving the second request the processor transfers to the first entity a third amount of data objects equivalent to the amount of digital tokens transferred to the first entity by the second user for the first scheduled data transfer.