The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 21, 2025

Filed:

Nov. 18, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Saurabh Arora, Gurugram, IN;

Sandeep Kumar Chauhan, Hyderabad, IN;

Bhagya Lakshmi Sudha Lavanya Mallidi, Hyderabad, IN;

Puneetha Polasa, Telangana, IN;

Sanchit Taggar, New Delhi, IN;

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); G06F 21/56 (2013.01); H04L 9/40 (2022.01); H04L 47/83 (2022.01); H04L 67/568 (2022.01); H04L 67/5681 (2022.01);
U.S. Cl.
CPC ...
H04L 9/321 (2013.01); G06F 21/566 (2013.01); H04L 9/3297 (2013.01); H04L 47/83 (2022.05); H04L 63/0876 (2013.01); H04L 63/1425 (2013.01); H04L 67/568 (2022.05); H04L 67/5681 (2022.05);
Abstract

A system is provided for distributed and authenticated provisioning of encrypted electronic data. In particular, the system may comprise an intelligent monitoring engine that may continuously monitor and log actions and/or requests executed by an endpoint device to identify one or more data request patterns associated with the endpoint device. Based on identifying the data request patterns, the system may transfer encrypted electronic data to the endpoint device for storage, where the encrypted electronic data may be configured with a time to live on the endpoint device. The system may further comprise an unauthorized activity monitor that may monitor the actions taken by the endpoint device to detect potentially unauthorized activity involving the endpoint device. If no unauthorized activity is detected, the system may permit the endpoint device to decrypt the encrypted electronic data to be presented to a user.


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