The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 21, 2025
Filed:
Jul. 25, 2023
Applicant:
Appy Risk Technologies Limited, Waterloo, CA;
Inventor:
Otman A. Basir, Waterloo, CA;
Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07C 5/08 (2006.01); G06Q 10/04 (2023.01); G06Q 30/02 (2023.01); G06Q 40/08 (2012.01); G07C 5/00 (2006.01);
U.S. Cl.
CPC ...
G07C 5/0858 (2013.01); G06Q 10/04 (2013.01); G06Q 30/02 (2013.01); G06Q 40/08 (2013.01); G07C 5/008 (2013.01);
Abstract
In a vehicle usage monitoring system, the privacy of the user is protected by performing some coding prior to sending the information from the user. Specific details of the user's driving history are converted to generalized codes that relate to insurance rates. Optionally, different types of vehicle information may be combined into generating the codes to be sent from the user in order to provide even more privacy. The codes may be used to calculate a vehicle insurance rate.