The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 21, 2025

Filed:

Aug. 09, 2022
Applicant:

Metropolitan Life Insurance Co., New York, NY (US);

Inventors:

John Bungert, Durham, NC (US);

Terrance Luciani, Monroe Township, NJ (US);

Andrew O'Mara, New York, NY (US);

Jordan Ashleigh Mcalister, Cary, NC (US);

Shaun Michael Walter, Cary, NC (US);

Assignee:

METROPOLITAN LIFE INSURANCE CO., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06F 21/57 (2013.01); G06Q 20/02 (2012.01); G06Q 40/03 (2023.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06F 21/57 (2013.01); G06Q 20/02 (2013.01); G06Q 40/03 (2023.01); G06F 2221/034 (2013.01); G06Q 20/405 (2013.01);
Abstract

A trust platform receives transaction review values from a plurality of marketplace providers, each transaction review value associated with a person-to-person transaction. The platform weighs each transaction review value to generate a weighted transaction review value based on a characteristic of the transaction. A baseline individual trust score is generated based on an aggregation of the weighted transaction review values which reflects a 'trust' attributable to a user. The trust platform is also configured to adjust new transaction review values based on the baseline individual trust score to render such review more accurate.


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